And we lived togather !!!

We were holding hands together,
Walking in that rain,
Keeping silence, without uttering a single word,
Listening to the sound of falling drops,
Looking in the eyes of each other,
What words was not able to describe,
Our silence speaks out.
Making us to believe in each other,
Have our life in other's hand,
Our life came to a standstill,
And still we were enjoying the rain.

Rain stopped, sky was clear,
Sun has arrived; every thing was looking new,
With a breath of freshness,
Looked like the flowers have a bath,
Earth has also enjoyed the rain,
In between all this,
We still continued to see in each other's eyes,
It was we, who enjoyed the most. This rain,
The most beautiful of my life.

Wish again and again this rain comes,
Make us to come closer and understand better,
Without uttering a single word,
Yet understood the heartbeats of each other,
It was not just another day in my life,
Changed every thing in our lives,
And we call it,
We started living our lives together.
“

Life ???

Whenever I see around myself,
I found myself in chains,
I am surrounded by thick iron bars,
Giving a horror experience what a cage gives to a bird.

Whenever I close my eyes,
I found myself in the middle of darkness,
I am alone in the group of evil souls,
Like a new born child coming in this world.

Whatever I did,
I always found myself with the negative energy,
I always feel other want to make me feel guilty,
I am always surrounded by fear.

Oh almighty,
May I have the right to ask you?
Why are you doing this to me?
Why are you showing me black sky?
Why always you want to break me,
Why?

A thunderstorm appears,
Lightning is there, and rain comes from somewhere,
I am still in the middle of the desert in the hot summer night,
With black sky over me.
What a change, I shouted,
Then a blissful voice comes and said,

Oh!!! My divine soul,
Why you always get frightened,
Why you always see your face in the darkness,
Why you allow negative energy imbibe on you.

My dear,
You are the strongest person I have ever seen,
You are the most courageous,
You are the truth,
Just follow your voices,
And will be all right, with the almighty.

RIVER and LIFE

river will flow, up and down, through rocks and in sand,
in search of life, in search to die,
to scale new heights, to meet new life.

some will take a holy dip,
some will take a funeral bath,
how much it enjoy,
how much it pangs,
but the , river will flow, up and down, through rocks and in sand.

some will cheer with its splash,
some will horrify with its turbulence,
for some it will be heaven,
for some it will be hell,
but the , river will flow, up and down, through rocks and in sand.

one will sprout from its form,
one will get uprooted from its flow,
for one, it will lease a new life,
for one, it will bring death,
but the , river will flow, up and down, through rocks and in sand,

for some, they will call it god,
for some they will call it evil,
some will become prosperous,
for some it will be disastrous,
but the river will flow, up and down, through rocks and in sand.

river comes and goes,
it stands and flows, fall and rise,
finally to meet in a bigger life,
for some it is salvation,
for some it is rebirth,
how much eternal bliss this will give,
how much wonderful scene this will be,
when the river will flow, up and down, through rocks and in sand,
in search of life, in search to die,
to scale new heights, to meet new life.

Reflection

Splashing my face in running water,
suddenly, it was reflecting me,
Amazed but not surprised to see,
where has all the smile gone from my face,
where is that peace,
where is the courage to do the things,
looking like a very boorish person,
who has lost charm in his life.

walking on the road, passing through a light pole,
I was caught in my own shadow,
it was very big and dark,
I asked myself,
have I grown dark,
is my heart filled with the darkness of hatred,
have I done so many sins,
looking like a dreaded criminal,
who has done no good to others.

sleeping near a bonfire, in the lonely jungle,
its fire suddenly caught my eyes,
i saw myself in fire,
looking like something burning in me,
i don’t know what that desire is,
don’t know how to keep it up,
how to keep this eternal flame alive,
it was like , i was having all,
but still i am searching of, don’t know what.

finally when i sat for meditation,
i looked into myself,
a voice came and i was amazed,
how beautiful i am,
how courageous i am,
having done sins but also the confessions for those,
i need not to worry at all,
because all this is what ,
is making me stronger, and a more sensible person.
i got my smile back,
i got my courage back,
and the desire to do.

let me...

i dream of fire,
getting drown in the pyre,
let me fly in the air,
with no ashes to leave here,
let me discover the unknown,
and be there till the storm pass.

i dream to beg,
getting the freedom from the pang,
let me cry,
with no tears to leave here,
let me roam out of this world,
and be there till the flood settle down.

i dream to differ,
getting the due recognition,
let me work hard,
and left no stones turn up down,
let me go out,
and wait for the work to settle down.

/*******Start - By Sajal Jain********/

i dream to love
getting the right to live
having someone worthy of me
through the light of life
to the night so bright.....
the night with the thousand stars
and the night wrapped in black clouds,
let some one should come,
and I welcome her wearing smile on my lips.

/*******Finish - By Sajal Jain********/

I don't dream...I don't dream,
I only know to complete my duties,
i am not going to run away,
i am not going to roam around,
neither i will wait,
i will attack and let the storm get burst,
let the flood make this fertile,
...
let me fulfil my duties,
let me complete my responsibilities,
i myself will come to pyre and get flowed in the flood.

walking on left foot

"
in the hot and sunny day,
in the desert of a great country,
the wind was blowing, throwing sand on my face,
the heat was torturing, showing the mirage,
but, I was walking with great courage,
on the left foot all the way.

in the bitter cold and harsh day,
in snow covered mountains of great landscape,
the chilling air was biting, give a horrible experience,
the up and down of mountains added to terrible experience,
but I was walking with a ray of hope,
on the left foot all the way.

in the middle of ocean,
with the rising waves and deadly creatures,
with the dwindling ship and the seize engines,
the roar of water and lightning in air,
it was nothing less than a horror,
but I was sailing in a boat,
on the left foot all the way.

in front of my eyes and in my dreams,
in the noble thoughts of an optimistic person,
the confidence began to shatter,
like stone hits a platter,
even then I was walking in life,
on the left foot all the way.

journey in life, called love

"Journey in life, called love”

It started in the broad day light,
Walking on the busy road,
Ignoring the honking sound,
Just walking all the way,For a journey in life, called love.

Suddenly a car stops in front of you,
At first the person shouts on you,
Even then she tried to chide you,
But with your amicable behavior,
You told,
you are walking,
For a journey in life, called love.

After hearing all this,
The boorish person came out of car,
To show you, in day, the stars,
You tried to appease her,
With your gentle nature,
Tried to explain, you are walking,
For a journey in life, called love.

Person seems to be now capricious,
Tried to cool down herself,
She showed the fear of being cleft,
So she tried to aloof herself,
You told her to walk,For a journey in life, called love.

Finally,
You incited her to walk with you in cacophony,Both walked indefatigable,
till the end of time,For a journey in life, called love.

Frauds in Financial industry - Part 2

After briefing the some of the factors, let us go in deep one by one and then we will try to come out to some conclusion, and how can we remedise these issues.

1) Money of PEP:

One of the big nusciance, every country faces, whether developed/developing/un-developed. Starting with the very generic statements, PEP's are nothing but many HNI who are politically exposed and have very high degree of risk and even after that they put a considerable portion of amount in the financial sector and indirectly through various money generating business and then putting them in financial instruments.

What I want to say is that, these PEP's ate money out of the public coffers, it is pretty much evident from the existing factors to believe that even in the so called developed contries there are kickbacks and indirect corruption, and then put in some financial instruments. For banks , they want to grow their business and when they have got such a powerful person, why they would say no to them. There are large donations made to these so called democrats and republicans , and you think they are charitying, no , they are paying to get some international deals that some time runs in billion of dollars.

Secondly these PEP for their profits, increase the prices, and let the every penny got from the sales come to them and then get into the financial instruments. The best example is from Saudi Arabia, where the kings are, not directly, increasing the prices of the crude, and then ivesting it again in the citibank. It clearly shows there is some political advantage to be made out of it, if not sooner, then later.

Thirdly, there is always an increase in the real estate prices when ever the market is booming and that too in the area which no one previously liked to live, and even without the basic civic amenities. How this is done, to inflate the prices. All the dirty politics come into the picture. Lets take an example of Gurgaon in India. What makes it so special that even in a short span of 2-3 years , the real estate prices shoot like the rocket. I fully agree, the economy booming, industries growing, new means of earning are there, but is there sufficient basic civic amenities ? Answer is no, and even then the prices are climbing. How? Throgh the political advantage , take the land at a dirt cheap price, even that is much higher for landlords, they were not elligible for, and then sell them to the corporates at a higher price, inflating the price of land. Thus making common man to pay highly inflated prices even to get a rented appartment, forget of even buying it.

What i want to communicate is that, all the ill gotten money comes into the financial industry and that too without proper checks, even thogh we have lot of regulations, acts and KYC programms.

I will let you know later how this ill gotten money created a havoc in the finanical industry.

This is all for today. In my next blog, will write on the consequences and the tumbling of financial industry due to the involvement to the PEP's ill gotten money.

Till then, enjoy reading and brainstorming the real cause of financial mayhem.

Frauds in Financial industry - Part 1

This is regarding to the various frauds done in the financial industry, and industry itself is responsible for this. Greed for ever increasing margins and decreasing level of risk apetite combined with the lax attitude towards the regulatory framework makes it all happen.

And we give it name as great depression of 1930s', sweden banks failure 1992s',sub-prime and credit crunch 2008s' and this goes on in most of the country.

Has any one given a deep thought as to why these happen again and again in some corner of this world despite so called a new regulation comes after such occurence. Are we so greed or is there some thing else going on, which drives us to see such a situation. There should be some other factors also, except for greed.

These really are a stain on the financial sector which involves hard earned money of the poor people. Wait..Watit..hard earned money of people so called poor politician, religious head , landlords,dukes-monarchs-dictators,and corporate honchos.....

We must consider certain things before delving deep into this topic,

1) the money so put in the finanical sector is of the HNI which are none other than these so called politician or PEP(politically exposed person), it can be from isreal or india, libya or lebanon, anywhere of the world. These politician have the same creed and are never on the edge of extinction.

2)Religious head, from every corner of the world, these people try to force thier will, coercive other freedom in the name of religion and masses and accumulate wealth. Then this wealth is used to manipulation in the finacial sector.

3)Landlords, the most powerful person in the emerging markets, as per a recent study, what ever is generated by the emerging market, the landords and their real estate services swallow it all and in the bad times of the economy , they ask for certian help from the so called bank.

4)dukes-monarchs-dictators, as the name suggests they are age old tradition of the will and power in some one influential for a period of time. They usually get the money out of their respect and the fear. I will put robbers and the thiefs in this category as they do the same work.

5) corporate honchos, the best a man can create a fortune, in the name of ethics and values. These are the ones who are equally responsible for any failure in the financial sector. The difference between above categories and this one is, corporate honchos generate resvenues and the all 4 above eats it.

This is all the initial stage set for this "Frauds in Financial industry - Part 1"

Think on it, rest we will discuss this tommorrow with some wierd logic and strage examples, so that one reads it, he should say, truth is starnger than fiction..

i am not dead yet nor i am alive.

i am not dead yet nor i am alive.
Its the transition period which will raise me above the pangs and the prosperity of this materialistic world.
Its the most difficult time , as the change is always resisted to happen.
I am not dead yet as i am still living in the time zone defined by the rising of the sun and setting of the moon. Rising sun has a cyclic tendency to daily become visible and then un-visible and so do I have, i daily sleep and then wake up yet i am not dead yet nor i am alive.
Remebering the cyclic tendency, it creates a pangs as what has happened will come once again and i am not ready to face it again. Dont you think i deserve freedom from all this pangs. Hopefully yes.
Freedom is all what is desired by every one, but sometimes it beccomes the bone of contention when someone tries to monitor others' freedom. This creates a war situation which if not all, most of us don't like or to be truly said, hate this war. Then why we always induge in war. It is the brain child of the handful of the person who want to control the freedom of most of us. And then under this condition i am not dead yet nor i am alive.
The hate thus created in us lead to some other evils which can be anything and depends on the individual to individual. No one can blame other, as each one is under this hatred and not even a single one is transparent, thus making the life miserable. But i am not dead yet nor i am alive.
Why not we come out of all this cyclic tendencies and hatred and try to overcome the pangs which are pre-concieved by all of us and unknowingly increase this.
But one cycle needs to be completed and thus the actions in that cycle will lead to the transition period which in turn will lead to the freedom, thus relieving from the pangs and the prosperity of this materialistic world.
Till them i am not dead yet, nor i am alive.

the lucrative word called : promotion

Promotion very oftenly listened from the Boss.
Promotion available to some one after this appraisal cycle or your boss will say, you must be positive and keep workng and in the next cycle you will get. As the time passes by, cycles move, but the promotion never happens.
Y?Y?Y?

Reason lies in the bossism of the corporate culture which in India is very high as the employee are in abundant in the service industry and due to unemployment for every one fired, 15 minimum will be available for the same job.
See how easy for the boss to fire and get the new one on he job.

But where is the promotion, said a cycle before. Boss himself doesn't have any idea to why it was given to say 'X' person. If you ask why, forget to get promotion even in the next cycle and then we say we have open culture and organisation encourage why???

Is it really true ...
might be...but in some 30% there is error in the promotion , as it is based on the perception of the boss about you and not the actuall work. This leads to perception as a major criterion for the promotion which in turns leads to the discouragement of the 'Why' culture, thus subjecting to the wrong decissions of the Boss. But as said boss is always right, we have to accept whatever it is, or else leave .

But where would you go...
Every place seems to be like this....
So its better, shut it, forget it and then get it.

Enjoy!!! because i am still optimistic and hope i will get my due promotion in the next cycle.